Generally speaking, the yield of bond funds is maintained at around 5%, which will fluctuate a little with the financial market. The average annual income of bond funds is usually slightly higher than that of banks in the same period, while the average annual income of hybrid bond funds is usually above 10%. The average annual income of pure bond funds will be slightly better, slightly higher than that of one-year national debt.

According to statistics, the income of various bond funds in recent years is roughly as follows:

1, the average annualized rate of return of the stock-debt balance fund is generally between 10%.

2. The average annualized rate of return of partial debt hybrid funds is generally between 5%.

3. The average annualized rate of return of pure debt funds is generally between 4%.

4. The average annualized rate of return of bond-enhanced funds is generally around 20%, but according to the stock market, the market may exceed 20% in good times and may lose 20% in bad times.

What is a bond fund?

Bond funds refer to funds with fixed-income financial instruments such as treasury bonds and financial bonds as their main investment targets. It is also called "fixed income fund" because the income of the products it invests in is relatively stable. According to the proportion of investment in stocks, bond funds can be divided into pure bond funds and partial debt funds. 3 bond funds are actually very different from single bonds. Conceptually, a single bond is naturally an investment in a single bond; The bond fund is composed of a group of different bonds, which means investing in many bonds at the same time.

Why is the annualized gap so big?

This is related to different types of bond funds.

Nicknames once said the definition of bond funds, that is, funds that mainly invest in fixed-income financial instruments such as government bonds and financial bonds are called bond funds, and they are also called "fixed-income funds" because the products they invest in have relatively stable returns.

According to different types of bond funds, their investment targets and risk control are different. The following are different types of bond funds.

According to the proportion of investment in stocks, bond funds can be divided into pure bond funds and partial debt funds. According to the scope of investment, it is divided into pure debt fund, primary debt base, secondary bond and convertible bond fund. The benefits and risks of the four are also increasing step by step.