How to choose the Shanghai and Shenzhen 300 index funds?
1. Pay attention to the strength of fund companies.
In fact, no matter what kind of fund products we choose, the strength of the fund company is the primary factor we pay attention to when choosing. Although the index fund is a passive investment, the operation is relatively simple, but tracking the underlying index is also a complex process, which requires accurate calculation and rigorous operation process. Powerful fund companies can usually track the underlying index more closely.
2. Pay attention to fund expenditures
It should be said that one advantage of index funds is that the cost is relatively low. But this so-called low is also different, so it is very necessary to reduce our investment cost on this basis, so we must first know how much to buy this fund. Of course, it should be noted that lower fees are important, but the premise is that the fund has good expected annualized expected returns. Don't blindly choose index funds in pursuit of lower fees.
3. Look at exponential fitting.
4. Look at the transaction cost and convenience.
The above is a general introduction to the matters needing attention in selection. Let's take a brief look at the purchase channels of index funds: first, buy index funds through their own banks, OTC fund subscriptions in stock accounts or fund companies and other websites; The second is to buy index funds in the secondary market through stock accounts. The former refers to OTC funds, and the latter refers to OTC funds, which are limited to the purchase of index funds listed on the exchange, such as index LOF and ETF.