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Can I get maternity allowance without paying maternity insurance?
You can't get maternity allowance if you don't pay maternity insurance.

Maternity allowance is one of the benefits of maternity insurance. Only by paying maternity insurance can you receive maternity allowance. However, some female employees who renew maternity insurance before delivery, termination of pregnancy or implementation of family planning operation and pay local payment time continuously can enjoy maternity insurance benefits and receive maternity allowance. If you don't renew your insurance, or if the maternity period is interrupted, you don't meet the conditions for enjoying maternity insurance. If you don't pay maternity insurance, you can't receive maternity allowance.

Maternity allowance collection conditions and reimbursement process:

Acceptance conditions:

1, the employer has paid maternity insurance for employees for more than one year;

2. Female employees who have children have household registration in this city;

3. Employers pay maternity insurance for employees;

4. The relevant expenses during the birth period are in line with the relevant provisions of family planning;

According to relevant regulations, female employees will have an abortion.

Maternity allowance reimbursement process:

1, after a female worker is pregnant, has an abortion or has a family planning operation, the employing unit or the staff of the street or town labor security service station will bring the application materials to the maternity insurance window of the district social labor insurance for handling;

2, the staff to accept the examination and approval, issued a medical certificate;

3. Within 30 days of maternity leave, the employer or the staff of the street or town labor security service station shall bring the application materials to the maternity insurance window of the district social labor insurance agency for treatment settlement;

4. To declare maternity allowance and one-time nutrition allowance, you need to fill in the maternity insurance benefits declaration form and affix the official seal of the unit, and provide marriage certificate, one-child certificate (for children), discharge summary and other materials. , and go through the declaration formalities at the Obstetrics Department of the Municipal Medical Insurance Center on working days between 1- 10 every month. (Go through relevant formalities within one year after delivery)

To sum up, according to relevant regulations, only by paying maternity insurance can you receive maternity allowance.

Legal basis:

Article 54 of the Social Insurance Law of People's Republic of China (PRC)

The employer has paid maternity insurance, and its employees enjoy maternity insurance benefits; Unemployed spouses of employees enjoy maternity medical expenses in accordance with state regulations. The required funds are paid from the maternity insurance fund. Maternity insurance benefits include maternity medical expenses and maternity allowance.