There are 4 funds that cooperate with Licaitong, including Yifangda Easy Finance and Huitianfu Fund Full Insurance. Investing in wealth management is equivalent to buying a fund. The specific calculation method of expected annualized expected return is: ★ Expected annualized expected return on the current day = (funds in Licaitong account/10000)× expected annualized expected return per 10,000 copies announced by the fund company on the current day.
For example, on June 3, the expected annualized expected income of Tiantianhong, the Guangfa Fund of WeChat Licaitong, was RMB per 10,000 shares. If the fund in the account is RMB 65,438+00,000, the expected annualized expected income of that day is RMB (65,438+00000/65,438+00000) ×
Tip:
First, when most investors choose to invest in Internet wealth management products, they will pay too much attention to the 7-day historical expected annualized expected return. In fact, it is only more conducive to showing the expected annualized expected income trend of "baby". It is not difficult to see from the above formula for calculating the expected annualized expected return of Licaitong that the main factor affecting the actual expected annualized expected return of investors is the expected annualized expected return per 10,000 shares.
Second, pay attention to the time node when investing, and try to complete the transfer before 15: 00 on the same day, otherwise at least one day's expected annualized expected return will be lost. And try to avoid switching to wealth management after Friday 15: 00, so that interest will be calculated next Tuesday, and at least two days' expected annualized expected income will be lost, even the bank's current interest.