American Express Account is a comprehensive combination of account management, cash management and bill management launched by Bank of Communications for large customers such as the Group, providing enterprises with an overall solution for financial and fund management.

1. Bank of Communications is one of the major financial service providers in China, covering commercial banks, securities, trusts, financial leasing, fund management, insurance and offshore financial services. There are 235 domestic branches of Bank of Communications, including 30 provincial branches, 7 directly affiliated branches, 99 provincial branches/kloc-0, and 3,270 outlets in 239 cities above prefecture level and 158 counties or county-level cities. It owns seven non-bank companies, including wholly-owned subsidiaries of Bank of Communications Leasing, Bank of Communications Insurance and Bank of Communications Investment, and holding subsidiaries of Bank of Communications Fund, Bank of Communications Guo Xin, Bank of Communications Life Insurance and Bank of Communications International. In addition, Bank of Communications is the largest shareholder of Changshu Rural Commercial Bank and the largest shareholder of Tibet Bank. Strategic shareholding in Hainan Bank, holding four rural banks. Bank of Communications (English BCM, Chinese Bank of Communications) was established in 1908. It is one of the six largest banks in China, one of the oldest banks in China and one of the modern note-issuing banks in China. 1 987 April1day, the newly established Bank of Communications officially opened to the outside world, becoming the first national state-owned joint-stock commercial bank in China, with its head office in Shanghai. Bank of Communications was listed on the Hong Kong Stock Exchange in June 2005 and successfully listed on the Shanghai Stock Exchange in May 2007.

2. Bank of Communications merged and reorganized Hubei International Trust and Investment Co., Ltd., initiated the establishment of Bank of Communications Financial Leasing Co., Ltd. with the approval of the regulatory authorities, and established Bank of Communications International Holdings Co., Ltd. and its subsidiaries, Bank of Communications International Asia Co., Ltd., Bank of Communications International Securities Co., Ltd. and Bank of Communications International Asset Management Co., Ltd. in Hong Kong, taking solid steps in the field of comprehensive operation. In 2008, Bank of Communications successfully invested in Changshu Rural Commercial Bank and initiated the establishment of Dayi Bank of Communications Xingmin Village Bank. On March 25th, 2008, Bank of Communications received the Statement on Changes in Equity signed by People's Republic of China (PRC) * * and the Ministry of Finance ("MOF") and Central Huijin Investment Co., Ltd. ("central huijin") respectively. Central huijin plans to transfer its 3 billion H shares to the Ministry of Finance. After the share reform is completed, the Ministry of Finance * * * holds 65,438+02,974,990 shares.