1, reliable platform: Licaitong is Tencent's official financial platform, with strong background and good reputation, and users can trust operation and management.

2. Low risk: most of the wealth management products of Licaitong are money funds, which have lower risk compared with other high-risk investment products. Money funds mainly invest in short-term bonds and bills, with low volatility and stable returns.

3. Financial institutions are guaranteed: most of the financial institutions that Licaitong cooperates with are well-known financial institutions with strong financial strength. These institutions are under strict supervision and have high reliability. The wealth management products purchased by users on the wealth management platform are related to these financial institutions, and the transaction is relatively risk-free and the income is relatively stable.