1. The seven-day annualized rate of return refers to the average income level of money funds in the last seven days. The data obtained after annualization is the average annualized rate of return in the last seven days (seven days forward from yesterday).

2. Seven-day annualized rate of return calculation formula: Seven-day annualized rate of return = [(investment income/principal)/7]*365×100%.

Interest = principal

If the daily level remains unchanged, then you can get an overall return of 5% by holding it for one year.

4. Of course, the daily returns of money funds will continue to change with the operations of fund managers and fluctuations in money market interest rates. Therefore, in practice, it is unlikely that fund returns will remain unchanged for one year.

For example: a financial product's seven-day annualized rate of return is 8%, and the corresponding number of days of fund use is 360 days, then the seven-day actual rate of return = 8% * 7/360 = 0.15556%.