Investment fund is a kind of investment method that young people prefer now. There are many kinds of funds, mainly including money fund, bond fund, hybrid fund, index fund, stock fund and special fund. The passive fund mentioned here is actually an index fund. The investment strategy of index funds is to copy the trend of the index as much as possible, so passive funds actually follow the rise and fall of an index. For example, if I buy the Shanghai and Shenzhen 300, then my income is the same as that of the Shanghai and Shenzhen 300. What problems should I pay attention to when buying passive funds?

To buy passive funds, we must first consider our risk tolerance. In fact, passive funds are not suitable for novice Xiaobai to buy, because the risk is too great, and sometimes he may lose a lot of principal when he retreats. Therefore, when buying funds, he must consider his own risk tolerance, which is more suitable for novice Xiaobai to buy active funds. Secondly, to buy passive funds, we must choose good funds. As we mentioned earlier, passive funds are completely the ups and downs of an index fund, so we should choose a good fund. Finally, buying a fund is also risky. Don't buy it blindly. Now it's past the time to make a fortune from funds, and we can see that the economic situation is not very good this year. Don't buy blindly.

First, consider your risk tolerance. Although the risk of funds is not as high as that of stocks, it does not mean that buying funds is a trillion-dollar thing. You should consider your risk tolerance when you do anything. If conservative, it is best not to buy passive funds.

Second, choose a quality fund. Choosing a good fund is like taking a good track first, then your income will definitely be considerable, so you must learn how to choose a good fund before buying a fund.

Third, there are risks in buying funds, so we must control our greed. It means too much that we have lost a lot of money buying funds around us. We must control our greed. Fund is also a risky financial product. We must learn to take profit appropriately, stop loss in time, and let the funds make some money.