Mr. Market is unpredictable, and he showed his exquisiteness last week. The market took a sharp turn and spilled thousands of miles to the position of 3,2 points.

Fortunately, after four consecutive losses, it stopped falling and rebounded. On Friday, there was a small rise in the market, which finally relieved my hanging heart.

put it down and put it down, but it is an indisputable fact that it has fallen for four consecutive days, and the income has almost fallen. To end the week with a dividend, it can only be a little blood.

It seems that it will take some time to recover the principal loss. If you invest in a broad index fund or a bond fund with less risk, it will be fine. After all, the decline of these two funds is relatively small.

If you invest in a high-risk fund like Nuoan Growth, it's a long way to go.

This science and technology fund is a hot topic search fund, and it was scolded by investors for its sharp drop.

A fund can do frequent hot searches, and there is no one except Nuoan. Therefore, there is a joke circulating on the Internet: "Why is Nuoan growing up, because Nuoan is teaching you to grow up every day."

jokes are jokes, but growth is real. If you want to learn to buy funds, you want to grow up quickly.

I suggest you buy Nuoan, buy a Nuoan fund, and feel its ups and downs. It is estimated that you will not be afraid of buying any fund.

So what has the Nuoan Fund taught us about buying funds, and how can we learn from the experience and lessons and grow up faster?

1

Never touch overvalued funds

In fact, the performance of Nuoan Fund is good, and it also rises fastest when the market rises, which is why this fund is so popular.

However, this fund is heavily invested in technology stocks. The characteristics of technology are strong growth and large room for growth, but its defense ability is average and its decline is strong. And the technology sector is currently overvalued.

We have two principles when buying funds. One is that the market should be cheap, and the other is that the fund itself should be undervalued.

cheap market: for example, when the market is at 26-3 points, it means that the market is cheaper. At this time, you can buy in large quantities.

The market in March this year was relatively cheap, and the funds bought at that time were basically profitable.

low valuation: whether an investment product can be invested mainly depends on its low valuation. If the valuation is low, you can vote, indicating that it has stronger ability to resist falling.

from this callback, we can easily find that the most callbacks are the sectors that rose more in the previous period. For example: medicine, technology and consumption.

Banks, insurance and real estate fell less sharply, and even when the market plunged, insurance remained red.

The reason why they can turn red shows that their valuations are low, there is a margin of safety, and the decline is naturally small. Once the styles are switched, these undervalued sectors will have a better chance of rising, and the overvalued sectors will continue to have the risk of callback.

2

Take it when it's good

Many investors clearly understand this truth and know that they should take it when it's good, but they are greedy, and finally they become greedy.

I have a friend who had already made 1, yuan when the fund soared in July, but he thought that the stock market could continue to rise, and he didn't put it down in time when it was time to put it down.

Most of the funds bought are technology and brokerage funds. In this callback, the income has been basically called back and the principal has been lost.

There is a classic saying in trading funds: those who can buy are apprentices, those who can sell are masters, and the foundation will collect even if it buys.

the best investment strategy for this kind of variety, which is already overvalued, is to take it when it is good, and not to be greedy.

3

Know how to diversify your investments

Never put your eggs in the same basket, and watch the technology fund go up well, so you put all your assets on it.

It is very dangerous to put all your eggs in one basket. As long as this egg is broken, it means that there are no eggs to cover the position.

When we invest, the first principle is not to have Man Cang, and we should keep the position of five floors at all times, so that we can advance and retreat freely. If we fall, we will still have enough money to make up for it. If we rise, we can also redeem some funds to make up for the subsequent decline.

the second principle is diversification. diversification is actually to avoid risks. the risk of a single fund is relatively large, but when it is dispersed to five funds, the risk is obviously reduced.

If one fund falls, the other will rise. For example, if you buy a single fund, you may lose 1%. By diversifying into different funds, the risk may become about 2%.

This obviously reduces the risk, so we must know how to diversify our investments, and we must also diversify our funds to buy different types of funds in different sectors.

For example, large-cap funds and small-cap funds, bond funds and equity funds, bank funds and technology funds.

These are some negatively related funds, which can go up and down, and finally make a profit.

No one who has bought a fund has suffered a loss, and the loss is not terrible. As long as you insist on staying in this market, constantly analyze and study investment strategies, slowly master some principles of buying and selling funds, and wait patiently, you will surely achieve profitability.