The advantages of fixed funds are as follows:
Advantage 1: The one-year fixed investment bond fund takes 1 year as an operation cycle. The interest rate of one-year fixed deposit is 3%, while the average annualized rate of return of long-term standard debt base in the past nine years is 5.68%, which has obvious advantages compared with one-year fixed income.
Advantage 2: Fixed-term bond funds mainly invest in fixed-income products, and do not participate in equity assets such as stocks and warrants in the secondary market, and are not affected by stock market fluctuations. Judging from the historical income, the long-term debt base has achieved stable positive income.
Advantage 3: The one-year fixed bond fund adopts a closed operation mode, which means that it will not be affected by daily subscription or redemption, and naturally reduces some transaction costs. No incremental funds enter the bull market, avoiding the dilution of income level by incremental funds, and no large amount of funds are redeemed in the bear market, so the income is more stable. In addition, the fund redemption rate is 0, which can save the investment cost for investors.