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How to fill in the expiration date and conditions of China Merchants Bank's purchase of funds? What is the difference?
Hello, first of all, congratulations on your participation in the fund's fixed investment plan.

You have filled in the expiration conditions: the specific differences are as follows:

1。 Maturity date: the closing date of the Fund's fixed investment plan. The time span from September 20 10 to the termination of your plan is the whole investment stage. The fund company will automatically transfer 300 yuan from your account at regular intervals every month until the deadline. Unless the account balance is insufficient, the fixed investment plan will be automatically terminated if the balance is not replenished in time for three consecutive months.

2。 Success times: Starting from the fixed investment plan, calculate the estimated total investment times according to the monthly fixed investment. When the count is reached, the investment plan will be automatically terminated.

3。 Successful amount: total planned investment. The termination date of the investment plan is when the total investment of each period reaches the planned value.

The maturity condition is the trigger condition for the natural termination of the fund's fixed investment plan. Unless the account balance is insufficient, the fixed investment plan will be automatically terminated if the balance is not replenished in time for three consecutive months. This is an unexpected termination condition.

It is recommended to invest in index funds or equity funds.

The fixed investment of the fund is similar to long-term savings, which can spread the investment cost evenly and reduce the overall risk. It has the function of automatically increasing the price and reducing the price on dips. No matter how the market price changes, it can always get a relatively low average cost. Therefore, regular fixed investment can smooth the peaks and valleys of the fund's net value and eliminate market fluctuations. As long as the selected funds grow as a whole, investors will get relatively average returns without worrying about the timing of entering the market.

Funds are the best choice to pursue long-term benefits. If it is a fixed investment, it can also smooth out the loss of income caused by short-term fluctuations. Since it is the pursuit of long-term returns, you can choose the variety with the highest target returns, index funds. Index funds have optimized their targets. Blue-chip stocks and high-quality stocks in the industry, as representatives of models, have avoided the risks of individual stocks because there are a certain number of models. And avoid the impact of the economic cycle on individual industries. Because it is a long-term fixed investment, it takes time to digest the inevitable high-risk characteristics of high-yield varieties.

It is recommended to choose the products of high-quality fund companies. For example, Huaxia, Yifangda and South China. It is suggested to choose the Shanghai and Shenzhen 300 and the small-cap index. You can open a fund account through a securities company and let a professional investment manager serve you. Some index funds are free of charge through securities companies, which will further reduce your investment cost.

There is not much money, so there is no need to disperse the fixed investment. Use time to compound interest to make money for you and concentrate on one or two funds. The fund must choose the back-end charging mode for fixed investment, and can choose the dividend method for reinvestment.

Index funds can choose Huaxia CSI 300 Index Fund, and equity funds can choose E Fund.

I wish you a happy investment.