Monetary fund is the least risky of all fund types, which is more suitable for conservative investors. Many investors will give priority to money funds when buying, and feel that the risk is low and relatively stable. So how much do you earn a year by investing in 100 yuan money fund? Do you earn much? We have prepared relevant contents for your reference.

Investing in money funds 100 yuan a year depends mainly on the annualized rate of return. For a simple example, if the annualized rate of return of the money fund is 1.8% and the subscription amount is 100 yuan, then the money you can earn at maturity is100 *1.8% =1.8 yuan.

If the annualized rate of return increases, the money earned will also increase. For example, if the annualized rate of return of the Monetary Fund is 2% and the subscription amount is 100 yuan, then the money earned at maturity is 100 * 2% = 2 yuan.

Because the principal of the money fund is not high, even if the annualized rate of return is increased, the money earned is still not enough. Because the investment direction of the money fund is low risk, the return is not very high. Unless the principal is high, you will earn more money.

Let's look at the situation where the principal is high, but the annualized rate of return is the same. Assuming that the purchase amount is 654.38+10,000 yuan and the annualized rate of return is 2%, then the money that can be earned at maturity is 100000 * 2% = 2,000 yuan, and the income earned is much more than the principal100 yuan.

Therefore, if you put 100 yuan into the money fund for one year, you won't make much money, but the advantage of the money fund is that it is relatively flexible. Generally, T+65,438+0 can be redeemed, and the arrival time is relatively fast, and there is no closure period. If you care about liquid investors and can't take relatively big risks, then the money fund is also a better choice.

Then if you want to pursue higher returns, money funds are not suitable. The fluctuation of the money fund is relatively small. Generally, there are only stock funds, hybrid funds, index funds and so on. The investment direction is stocks, and the fund fluctuates greatly, so the income will be higher.

But in the case of bad market, it is possible to suffer heavy losses. Therefore, when buying high-risk fund varieties, we should also be cautious, take into account our own risk tolerance, and then learn to analyze funds. If you buy blindly, you may lose money, so be careful.