It is not recommended to buy at the highest point of the fund. Investors are more likely to lose money when they buy at the highest point. Funds mainly earn bid-ask spreads, buy at low points and sell at high points to gain income. But it is difficult to grasp the low and high points in the investment process. Investors can judge the current position of the fund by combining its historical position.

Fixed investment funds generally do not need to choose the timing, but investors are not advised to invest in funds at the highest point. Investors can invest in the fund when the fund point is relatively low, otherwise the fund will invest in the process of falling.