The biggest risk of private equity funds is moral hazard. The quality of private fund managers is uneven. To tell the truth, there are many swindlers now, and many private equity companies have lost contact.

Some private placements only entrust a product, so that the performance of this product will go up, and even entrust it to be a champion. The performance of other products is in a mess, and you can't buy the champion product because it is his own money, such as Huang.

Every year, the champion of private placement is a flash in the pan, and then take this product to swindle and swindle, and expand the scale to collect management fees. For example, Xinmou has a scale of 654.38+0 billion, an annual management fee of 200 million, and a subscription fee of 654.38+0 billion. 300 million may take months.

20-30% of the personal suggested salary is deposited in the bank or a third party (Alipay, WeChat), depending on the situation. Use 20%-40% for some low-risk long-term investments (physical commodity trading projects, P2P investment in ideal financial management), and the remaining 30% for daily consumption or risk reserve.

However, it was not until the People's Republic of China (PRC) Securities Investment Fund Law was promulgated on June 20 13 that private equity funds were brought into legal supervision. It can be seen that the legitimacy of private equity funds needs to be improved, and it will take some time from private equity to public offering. Legislators need to strengthen the market's stance on private equity funds.