It should be noted that the three fixed investment cycles do not need to be continuous, but have been accumulated since the investor started the fixed investment business. Moreover, since April 20 17, 17 according to the regulations, the fixed investment of the Fund cannot be resumed after termination. In other words, after the cumulative breach of contract for three times leads to the termination of the fund's fixed investment contract, the contract is completely invalid and the fixed investment cannot be resumed. If investors want to continue to make a fixed investment, they can only choose a fixed investment through the purchased funds and establish a new fixed investment plan.
Every cycle, after the system fails to deduct the fixed investment, investors will have the opportunity to make up the fixed investment amount of the fund in the next two trading days. In other words, at 9: 00 am on the deduction date set by the fund, if the balance of the investor's associated bank account is insufficient and the deduction fails, additional deduction will be made on the second trading day. If the supplementary deduction still fails, there will be one last supplementary deduction opportunity on the third trading day. If the system fails to deduct the fixed investment three times in a cycle, it will not continue to deduct the money, which is considered a breach of contract.
Therefore, if the investor fails to deduct the fixed investment due to insufficient fund balance in the bank account, he can replenish the funds in the bank card within three trading days from the deduction date of the fixed investment cycle, and the system will automatically deduct the funds at the close of the trading day when the funds are transferred out. After the deduction is successful, it is not included in the number of defaults. If investors can't make up the funds this month, they can also make up next month. For example, the investor's current fixed investment in the fund fails to deduct money three times in a row, and once it is considered a breach of contract. Investors can try to make up the outstanding amount of the previous cycle on the fixed investment deduction date next month, that is, leave enough deductions for two fixed investments in the bank, and the system will deduct the payable amount of this month together with the supplementary deduction of last month. Deduction and supplementary deduction are successful in the current month, and the cumulative number of defaults is reduced by one; If only one deduction is successful, the default number will remain unchanged.
If investors do not want to terminate the fixed investment plan, but the funds are temporarily insufficient, they can choose to suspend the fixed investment of the fund. If the investor suspends the fixed investment, it needs to be set after 15 on the working day afternoon. After the fixed investment is suspended, the system will not continue to deduct the investor's funds. If the follow-up investors have sufficient funds, they can directly resume the fixed investment, so that they will not default.