2. Distinction of deposit account number: The deposit account number of State-managed provident fund starts with 502, 509 or 5 12. Urban management provident fund starts with ID number and ends with 00.
3. Scope of use: The state-managed provident fund can be used across regions. For example, the railway unit is directly under the Ministry of Railways, and the employees' provident fund can be used across regions. The municipal provident fund can only be used locally, or in cities where loans can be made in different places.
4. Identification of documents to be prepared: Both require the buyer and the seller to provide basic information such as ID card, household registration book and marriage certificate. In addition, the state-run provident fund also needs to prepare the income certificate issued by the unit, and the municipal-run provident fund does not need to issue the income certificate.
Legal basis: Regulations on the Management of Housing Provident Fund
Article 10 The cities where the people's governments of municipalities directly under the central government, provinces and autonomous regions are located and other cities divided into districts (prefectures and leagues) shall set up housing provident fund management centers in accordance with the principle of simplification and efficiency, and be responsible for the management and operation of housing provident fund. County (city) does not set up housing provident fund management center.
The housing provident fund management center specified in the preceding paragraph may set up branches in counties (cities) where conditions permit. The housing provident fund management center and its branches shall implement unified rules and regulations and conduct unified accounting.
Housing provident fund management center is an independent institution directly under the Municipal People's Government, which is not for profit.
Twelfth housing provident fund management committee shall, in accordance with the relevant provisions of the People's Bank of China, designate a commercial bank entrusted with the financial business of housing provident fund (hereinafter referred to as the entrusted bank); The housing provident fund management center shall entrust the entrusted bank to handle financial services such as housing provident fund loans and settlement, as well as the establishment, deposit and return procedures of housing provident fund accounts.
The housing provident fund management center shall sign an entrustment contract with the entrusted bank.
Thirteenth housing provident fund management center shall set up a housing provident fund account in the entrusted bank.
The unit shall register the housing provident fund deposit with the housing provident fund management center, and go through the formalities for the establishment of housing provident fund accounts for the employees of the unit. Each employee can only have one housing provident fund account.
The housing provident fund management center shall establish a detailed account of employee housing provident fund to record the deposit and withdrawal of employee individual housing provident fund.