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The most routine functions of medical insurance cards are to see a doctor, buy medicines and reimburse medical expenses, but at present, according to the new regulations, medical insurance cards also have the following functions:

1. Cash withdrawal: few regions support the free use of the money in medical insurance cards, such as Beijing.

2. Physical examination: The money from the medical insurance card can be used to pay for physical examination.

3. Vaccination: The money for vaccination can be paid by medical insurance card.

4. Buy commercial insurance: At present, many provinces and cities support using the balance of medical insurance cards to buy commercial insurance.

5. It can be used as an ID card: The amendment to the Criminal Law included the medical insurance card in the range of documents that can be used to prove identity.

6. for fitness: the balance of the medical insurance card can be used to pay for fitness activities in fitness venues.

in an insurance year, if the general outpatient expenses incurred by insured residents in designated outpatient medical institutions are within 1 yuan (inclusive), the residents' medical insurance fund will pay 3%, and individuals will pay 7%; 1 yuan and above are taken care of by individuals.

Medical insurance for urban workers:

Not all the personal accounts on the medical insurance card of the insured person insured by the company are paid by themselves; Since last year, there has also been a monthly personal account in 15 yuan on the medical insurance card of flexible employees, which can be used to pay outpatient expenses, which is equivalent to outpatient reimbursement (except that the insured belongs to civil servants or the unit has another reimbursement policy).

for medical insurance hospitalization, show the medical insurance card, read the card into the medical insurance system, pay the deposit (usually the threshold fee), and enter the expenses into the system. The system automatically classifies them as self-funded, Class A, Class B, etc. Class B pays 1% first, and then enters the basic medical care. It is calculated by computer according to the number of hospitalizations per year (more than one threshold fee is halved) and the hospital level (different threshold fees and different overall planning ratios).

you can check online on the local social security website. Any insured person, with his ID number, enters the ID number in the "Personal Enquiry" section on the homepage of the website, and enters the passwords of the 12th to 17th ID numbers as required. After entering, click "Personal Enquiry"-click "Designated Medical Insurance Institution" or "Designated Medical Insurance Pharmacy" to inquire. The website can also inquire about the cardholder's payment, personal account balance and historical consumption.