It can be purchased at local state-owned banks or securities companies with fund business. Simple procedures and convenient purchase. Ask the customer service of the above agency and I'll tell you.

There are many kinds of open-end funds, including money funds with extremely low risk, stock funds with high risk and hybrid funds with moderate risk. You can choose the one that suits you according to your risk-taking ability and the expected purpose of investment and financial management. Generally, the annual income of money funds is about 3%, so it is not necessary to pay any fees and taxes, and it is convenient to get in and out, safe in funds and relatively stable in income. Due to the great influence of the stock market, the return of stock funds and hybrid funds in a normal year is about 10%. Individual well-run companies may have higher income, and those that are not well-run will also lose money. There are not a few stocks and hybrid funds that are now below the issue price.

But no matter what funds are risky, we must be careful.