1. In Boshi, both Boshi themes and PhD selections are available.

Boshi Theme has five stars in Galaxy Rating and Morningstar Rating, making it particularly resistant to falling prices.

2. For fixed investment, you can choose Boshi’s selection. The Boshi theme is too stable and suitable for one-time subscription.

3. Fixed investment is suitable for funds with large fluctuations in net value.

This is because the reason why we choose regular fixed investment is because in the process of price fluctuations, fixed investment helps us avoid risks. When the price rises, the risk increases accordingly. We invest the same amount of money, but the shares we buy are relatively smaller.

; When the price decreases, the risk decreases accordingly, and the share purchased with the same amount of money increases accordingly. To put it simply, we buy more when it is cheap, and we buy less when it is expensive, and the risk is naturally reduced.

As retail investors, we always want to buy at the lowest price and sell at the highest price. However, the probability of success in this kind of swing operation is about the same as tossing a coin. However, regular fixed investment can help us find the average cost of the buying price.

The longer we invest, the closer our buying price will be to the average market price.

Therefore, if we are optimistic about the market trend in the long term but have difficulty grasping the timing of entry, regular fixed investment should be the best choice.

At present, the most volatile fund products are definitely stock funds, and among stock funds, index funds are the most volatile. This is why there is a popular saying: Choose an index fund and let it accompany you slowly.

Growing old slowly:) What’s the reason?

Because from a global perspective, with the continuous development of the economy, the overall trend of the market is always upward. Even though the U.S. stock market has experienced several large-scale stock market crashes in the past 80 years, it is still reaching new heights.

.

So in such a long-term upward trend, when is the best time to start fixed investment? The answer is now!

But one final point to make: the current Chinese market is not as efficient as the U.S. market, so there are many stock funds (active) that can achieve results that surpass index funds, so if you make regular fixed investments, you don’t necessarily have to choose

For index funds, you can choose an excellent stock fund for regular investment.

The last few points I need to remind you are: regular fixed investment is a long-term process, and persistence is the key. If you encounter a sharp decline in the stock market in the future, you should insist on regular fixed investment, so as to obtain more fund shares and rise in the stock market.

Get the most bang for your buck later.

In addition, it is best to change the dividend method to dividend reinvestment, so as to obtain compound interest returns in this long-term investment process.

In fact, in foreign countries, many families make fixed investment in funds. It is not only a good savings habit, but also through regular fixed investment for 20 to 30 years, you can save a sum of money for your children's education or your own retirement, which may even be unexpected.

Considerable wealth.