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How about investing 20 thousand yuan in the fund
This year presents an unstable model, and actively managing foundations has advantages. It is suggested that you can invest in actively managed stock funds. Index funds are suitable for long-term fixed investment. If you want to make a long-term investment and be optimistic about China's future economy, you can invest in index funds.

If the income is 20 thousand a month, you can look at it except the basic living expenses. General investment of 2000 yuan should be no problem. You can choose index funds and managed stock funds.