If you choose the wrong fund and the wrong fund, then in the long run, the fund will suffer long-term losses, and the fund will suffer serious losses, resulting in more and more losses. Therefore, in the case of fixed funds, we must choose a good fund to hold for a long time to make money.

Secondly, the fund will make a long-term fixed investment. With the increase of the number of fixed investment periods, the proportion of each fixed investment to the total capital will be lower and lower, which will make the effect of cost allocation smaller and smaller, and finally the effect of "fixed investment passivation" will appear.

Extended data:

Advantages of fixed investment fund:

It is difficult for ordinary investors to accurately judge the buying position when buying in the market. However, if the fund is fixed, no matter what the market situation is, it is possible to share the cost and reduce the risk to some extent by buying a fund with a fixed term of one month or one week.

Secondly, the fixed investment of the fund can prevent inflation. For example, prices have been rising all the time. If you keep your salary in the bank, your income will depreciate if you can't keep up with the price increase. But if the fund is fixed, it is equivalent to saving money in disguise. You can get extra income when the market is good.