1, front-end and back-end are the same in a sense. The purchase of index funds depends on your portfolio. The following answers have detailed answers. Subscription is the subscription before the fund is issued, and it is subscribed at face value 1 yuan plus handling fee. Subscription is the subscription during the market circulation after the fund is issued. The face value is uncertain.

2. You can handle it directly online. As long as you open a fund account on this card, you can always buy and sell on this card in the future.

3. It can be easily redeemed online, and it will arrive in T+3 working days. My experience is that it usually takes five days to get the account.

4. There is no conflict between the two, and they can complement each other in the continuous updating and issuance of fund varieties to find the best combination purchase method.

Don't invest too much at first. At present, there are many funds that can be invested in the market, such as Industrial CSI 300, Southern CSI 500, Huaxia 300 and Jiashi 300.

Stock recommendation 340008, 340006, 040002,

Brother, this is from the bottom of my heart. Don't be afraid to be wordy. It is right to invest cautiously;

First of all, fully understand the funds, such as indexes, stocks, partial stocks, mixed stocks, bonds and so on.

Secondly, find an index or stock-based partial stock fund with better performance and more suitable for fixed investment, and choose from it.

Once again, please go to the fund website and read the rules and recommendations of its smart fixed investment carefully, and you will have your own concept.

Then, make a strategy according to the trend of the stock market. I believe that you will form your own operating system, which is the most critical.

I said in detail:

First, if it is not cost-effective to open an account in a securities company, you can choose to buy a fund or make a fixed investment through online banking. For example, the global vision of Societe Generale, the high growth of the South, the innovation of UBS SDIC, and the organic growth of Societe Generale. How much you invest each month depends on your own funds. The key to fixed investment is timing rather than quantity, at least 200 months per month. The time limit is in article 4.

Second, I suggest you choose the online fund for smart fixed investment. Smart fixed investment can actively control the amount and timing of investment in their own hands. With the fluctuation of the stock market, we will not passively invest more at high levels and less at low levels. /

Because with the fluctuation of the stock market, it is best to invest when the valuation is low, but this has nothing to do with the date set in the early stage of investment. Therefore, I suggest you set a suitable interval according to your monthly capital turnover, and then choose smart fixed investment (each fund website has its own basic fixed investment and smart fixed investment rules). According to the growth of the stock market and the heavy stocks of your fund, you choose to stop investing, increase investment or modify time and increase investment times every month.

Diligence chooses efficiency. Just like shopping, you must have an active mind to capture the real market rules.

Three. I suggest you make the following portfolio:

There must be index funds in 200 yuan, such as Xingye CSI 300.

Then pay attention to the fixed investment, especially the intelligent fixed investment that can control the number and time adjustment of fixed investment, such as stock-based or partial-stock funds such as South Excellent or South Value. This part of the funds can account for about 60% when the stock market is low and many stocks (the heavyweight stocks you choose) are at historical lows.

When the stock market index rises and the valuation of stock-based or partial-stock-based funds rises to a higher level, it is necessary to redeem or switch investment in mixed-type balanced capital-guaranteed or even bond-based or monetary funds in time to profit from redemption.

If the funds are sufficient and the stock market is unstable, about 15% of the funds will be invested in bond funds to enjoy stable returns.

Four. I suggest you redeem the fund as follows:

After the cost is diluted, it can be sold if the income has reached 10-20%. Since the current market is still very high, it is ok to pay a little more, but the investment can be gradually reduced and gradually stopped. Not to mention the high point in 2007. Today is different from the past.

I suggest Baidu Wang Qunhang's blog read my article, or read my answers to fund questions in my post bar. There are new ones every day. By studying, you will definitely have your own opinions, and your own opinions are the most important. Remember. These hard-earned money should not be cannon fodder for fund companies and fund managers to make huge profits.