In the fund market, the net value of most funds is around 1 yuan, and the net value of very few funds is above 2 yuan. So when investors buy a fund, the lower the net value of the fund, the better?

Investors can get more shares by buying low-net-worth funds and have more room for later growth, while those who buy high-net-worth funds get less shares and have limited room for later growth, but this does not mean that investors must buy low-net-worth funds better than high-net-worth funds, and investors need to consider them according to the actual situation of funds.

If the low net worth of the fund is caused by poor management ability of the fund manager or sudden thunder of fund performance, it is not necessarily better to buy a fund with low net worth than a fund with high net worth. On the contrary, if the low net worth of the fund is caused by the short-term issuance of the fund, its fund manager has strong management ability and the industry invested by the fund has great development potential, then investors should buy those high net worth funds at this time.

In short, the level of net worth is not the only factor to measure investors' buying funds. When buying a fund, we should combine the following factors to analyze:

1, fund withdrawal rate The fund withdrawal rate refers to the degree to which the net value of the fund falls from the highest position to the lowest position within a period of time. Generally speaking, the greater the capital withdrawal rate, the greater the capital fluctuation and instability, and the smaller the capital withdrawal rate, the smaller the capital fluctuation and stability.

2. Historical performance of fund managers The historical performance of fund managers reflects the investment level of fund managers to a certain extent and affects the trend of fund net value. Investors should try their best to invest in funds with better historical performance of fund managers.

3. The situation of fund investment target The trend of fund investment target will also affect the trend of fund net value and investors' expectation of future income. Investors should choose those funds whose fund targets are on the rise and have great development potential and prospects.

4. The establishment time and rating of the fund. The shorter the fund is established, the lower the rating and the higher the risk. Investors should choose funds with long trading time, at least 1 year and high rating.