the bank is the fund's consignment agency, and there are two accounts to be opened when buying and selling funds in the bank: the bank side and the company side.

A bank account is called a fund account, which is a securities account set up by the bank for you, corresponding to and bound to your bank current fund account, and used to pay the expenses for purchasing funds and receive the money for redeeming funds or bonuses.

the company account is called the fund TA account, which is a securities account set up by the fund company for you to record your fund share balance and transaction details.

therefore, there is only one fund account on the bank side, and there can be multiple fund TA accounts on the company side, one for each fund company.

multiple funds of the same company * * * use one fund TA account.

the subscription/redemption rate of the money fund is %, and there is no handling fee.