The fixed investment of China Everbright Bank means that investors regularly purchase fund shares through the fixed investment service of China Everbright Bank to achieve the purpose of long-term financial management and asset appreciation. This investment method has the characteristics of risk diversification, long-term investment, regular investment and automatic investment, and is suitable for investors who pursue steady value-added.
What is the return rate of the fund's fixed investment? The rate of return on fund fixed investment refers to the ratio between the income obtained by investors through the fixed investment service of China Everbright Bank and the investment amount. Calculating the return rate of fixed investment can help investors evaluate their investment performance and understand the effect and return of fixed investment.
The calculation formula of the fixed investment yield of Everbright Bank Fund is as follows:
Rate of return = (total income-investment)/investment * 100%
Among them, the total income refers to the total income obtained during the fixed investment period of the fund, and the investment amount refers to the accumulated amount of funds purchased by investors during the fixed investment period of the fund.
For example, Xiaoming started to make fixed investment in China Everbright Bank Fund on 20 18 1 and invested in 500 yuan regularly every month. The fixed investment period is 3 years, and by the end of 2020 12 3 1, Xiaoming has invested 18000 yuan. During this period, Xiaoming got the fund investment income 12000 yuan. According to the above formula, Xiaoming's fund fixed investment yield is:
Yield = (12000-18000)/18000 *100% =-33.33%.
According to the calculation results, Xiaoming's return on fixed investment is -33.33%, which means that during this period, Xiaoming's investment lost 33.33%. This result can help Xiao Ming evaluate his investment performance and make adjustments and decisions according to the actual situation.
It should be noted that the rate of return of the fund's fixed investment will be affected by market conditions, and past performance does not represent future performance. Investors should fully understand the risk characteristics of fund products when making fixed investment, and make choices according to their own risk tolerance and investment objectives.
The fixed investment of China Everbright Bank Fund is a long-term financial management and asset appreciation investment method. By calculating the return rate of fixed investment, investors can evaluate their investment performance and understand the investment effect and income. Investors should fully understand the market situation and the characteristics of fund products when making fixed investment, and make decisions and adjustments according to their own actual conditions.