Industrial injury insurance,
It refers to a social insurance system in which workers or their survivors suffer from accidental injuries or occupational diseases at work, or under specified special circumstances, resulting in temporary or permanent incapacity to work and death, and the state and society provide material assistance.
Identification of temporary incapacity of workers in industrial injury insurance due to industrial injury or occupational disease. No matter what the reason, the responsibility lies with individuals or enterprises, and they all enjoy social insurance benefits, which is the principle of no-fault compensation.
Industrial injury insurance, also known as occupational injury insurance. Work-related injury insurance is a social security system that collects the work-related injury insurance premiums paid by employers and establishes a work-related injury insurance fund to provide practical legal medical care and necessary economic compensation for workers who suffer accidental injuries or occupational diseases in production and business activities, resulting in death, temporary or permanent loss of working ability. This kind of compensation includes not only medical and rehabilitation expenses, but also the cost of ensuring basic living.
According to Article 17 of the Regulations on Work-related Injury Insurance, if an employee suffers an accident injury or is diagnosed and identified as an occupational disease according to the provisions of the Law on the Prevention and Control of Occupational Diseases, the unit to which he belongs shall, within 30 days from the date of the accident injury or the date of diagnosis and identification as an occupational disease, apply to the social insurance administrative department in the overall planning area for work-related injury identification. Under special circumstances, with the consent of the administrative department of social insurance, the application time limit may be appropriately extended.
There are three steps in the process of work-related injury identification, namely, work-related injury identification, labor ability identification and the treatment and relief channels that workers should enjoy. An application for ascertainment of a work-related injury may be made by the employer, or by the employee or his immediate family members or the trade union.
If the employing unit fails to apply for work-related injury identification in accordance with the provisions of the preceding paragraph, the employees with work-related injuries or their close relatives and trade unions may directly apply for work-related injury identification to the social insurance administrative department where the employing unit is located within 1 year from the date of the accident injury or the date of being diagnosed as an occupational disease.
According to the relevant provisions of the Regulations on Work-related Injury Insurance, the application for labor ability appraisal shall submit relevant information on work-related injury identification and medical treatment of employees. The work-related injury determination decision is a written decision made by the administrative department of labor and social security to determine whether an employee's work-related injury or occupational disease belongs to the scope of work-related injury and meets the basic conditions of work-related injury according to national policies.