1. When will the bond fund be redeemed?
Most of the funds of bond funds are invested in bonds, so the expected return of bonds will directly affect the expected return of bond funds. The bond market is greatly influenced by interest rates, and the trend of the bond market is relative to the stock market.
When the general stock market is in a bear market, it is a good time to buy bond funds. On the contrary, when the interest rate goes up, the currency is tight and the stock market turns from a bear market to a bull market, it is suitable for redeeming bond funds.
Second, the bond fund redemption timing skills
For ordinary individual investors, it is difficult to judge whether the stock market is a bull market or a bear market. Overall, the bear market in the bond market is empty.
Even in the bear market, the decline of bond funds will not be great, and the funds belong to medium and long-term investment products. If there is a book floating loss in a bear market, you can level the cost by adding positions at a low level.
Therefore, for individual investors, in addition to paying attention to the trend of the bond market and the stock market, there are several ways to judge whether redemption is needed:
1, take profit and redeem
When investors buy a bond fund, they set a profit-taking point according to the past performance of the fund, and redeem it in whole or in part when the expected income of the fund reaches the expected income target. For Xiao Xiaoyong, this is a relatively intuitive way of redemption.
2. Stop loss redemption
When the fund has short-term losses, it is generally recommended to increase positions on dips, and then the fund will have a chance to make a profit after it rises in the future. But when the fund continues to lose money in the bull market, it should consider stop-loss redemption.
3. Consider the redemption fee.
The redemption of bond funds generally charges different proportions of redemption fees according to the holding days, so investors should also consider the handling fee cost when redeeming.
The above information about when bond funds can be redeemed is more cost-effective, and I hope it will be helpful to everyone. Warm reminder, financial management is risky and investment needs to be cautious.