Hybrid funds are also a complex investment market because of their various types. If you want to choose a high-quality fund, you must master the core selection skills and analyze the characteristics of the fund in essence. The following are the buying rules of hybrid funds compiled by Bian Xiao. I hope you like them.

Purchase rules of hybrid funds

Hybrid fund is an investment tool, which holds different types of assets such as stocks and bonds in the portfolio at the same time. When buying a hybrid fund, here are some common buying rules to consider:

Investment objective: First, determine your investment objective and risk tolerance. Hybrid funds can have different investment strategies and risk levels, for example, some may be more biased towards stocks, while others may be more biased towards bonds. Choose a hybrid fund that suits your goals and risk tolerance.

Fund manager performance: study the historical performance of hybrid funds and the ability and experience of fund managers. Check the fund's investment strategy, past returns and comparison with similar funds. Excellent fund managers and stable long-term performance are important considerations in choosing hybrid funds.

Asset allocation: Hybrid funds can allocate assets according to different market conditions and economic environment. Understand the fund's asset allocation strategy, including the ratio of stocks to bonds, and diversified investments in different industries and regions. According to your risk preference and market expectation, choose an asset allocation strategy that suits your needs.

Fees and rates: Understand the fee structure of hybrid funds, including management fees, custody fees and sales fees. The rate has an impact on the performance of the fund and your return. Choosing a low-cost fund can improve the return on investment.

Fixed investment strategy: consider using the strategy of regular fixed investment (fixed investment). Fixed investment helps to smooth market fluctuations. No matter whether the market goes up or down, you can invest a certain amount to buy hybrid funds regularly. This can disperse market risks and avoid the impact of short-term market fluctuations.

Assessing risks and returns: Assessing risks and expected returns of hybrid funds. Understand the historical volatility and expected rate of return of the fund, and choose the appropriate fund according to your risk tolerance and investment objectives.

It should be noted that the hybrid fund is a long-term investment tool, and investors should choose according to their own needs and goals, and conduct sufficient research and due diligence before purchasing.

Purchase criteria of hybrid funds

Hybrid fund is an investment tool with assets such as stocks and bonds at the same time, which can realize the decentralized allocation of assets and reduce personal investment risks.

When purchasing hybrid funds, you can refer to the following purchase rules:

Fully understand the fund products: before choosing a hybrid fund, we must fully understand and evaluate the basic situation, investment strategy, past performance and operation of the fund company. This information can be obtained from fund announcements, fund company websites, etc.

Choose the right investment period: Hybrid funds provide different investment periods according to different investment preferences, such as short-term, medium-term and long-term. According to your risk tolerance and investment objectives, choose the fund portfolio with the corresponding term.

Pay attention to the investment strategy of the fund and the proportion of stocks: the position of stocks in hybrid funds should not exceed 95%. Investors should pay attention to their investment strategies and specific positions when choosing hybrid funds. For example, some hybrid funds that prefer fixed income usually have low stock positions and are suitable for those low-risk investors; However, some hybrid funds, which mainly invest in stocks, are highly volatile and suitable for investors with high risks and can bear certain losses.

Risk control: you should also pay attention to risk control when buying hybrid funds. We can use diversified investment to allocate different types of funds and industries in a balanced way, and choose the appropriate fund product portfolio in combination with our own investment objectives and risk preferences.

In short, for ordinary investors, it is best to choose products managed by fund companies with large scale and stable performance for the first time to buy hybrid funds, and gradually deepen their understanding of the fund market. On the basis of adjusting the investment strategy and plan according to your own needs, you can use the buying rule flexibly.

Purchase mode of hybrid fund

The method of purchasing hybrid funds usually includes the following steps:

Set investment goals and risk tolerance: First, determine your own investment goals and risk tolerance. Consider your investment period, risk preference and financial goals. This will help you choose a hybrid fund that suits your needs.

Research and fund selection: conduct research and choose a hybrid fund that meets your own needs. Consider the investment strategy, historical performance, qualifications of fund managers and management teams. You can consult the website of fund companies, fund reports and the evaluation of rating agencies to obtain relevant information.

Opening an investment account: Choose a suitable financial institution or brokerage firm and open an investment account. This can be banks, securities companies, fund brokers, etc.

Improve the investment application: fill in the relevant investment application form. This usually includes personal information, investment amount, investment method, selected fund, etc. Make sure to provide accurate information and read relevant documents carefully, such as fund contract and prospectus.

Fixed investment or one-time investment: According to your choice, you can choose fixed investment or one-time investment. Fixed investment refers to regular monthly or quarterly investment of a certain amount, while one-time investment refers to one-time purchase of a certain amount of fund shares. Choose the investment method that suits you, and make decisions according to your economic situation and investment plan.

Monitoring and adjustment: Once the hybrid fund is purchased, the performance of the fund should be monitored regularly and adjusted as needed. If the market environment or your investment objectives change, you may need to re-evaluate and adjust your portfolio.

It should be noted that the purchase of hybrid funds involves risks. Investors should carefully evaluate their investment objectives, risk tolerance and market conditions before making decisions, and try their best to obtain professional investment advice. In addition, investment is a personal decision. Before making an investment decision, you may wish to consult a financial adviser or investment expert first.