1, Monetary Fund
Monetary funds mainly invest in short-term monetary instruments, such as bank time deposits and government bonds. The risk of these investment products is very small, but the expected return is not high, so the overall expected return of the money fund is not high. The expected annual return of the money fund with an average expected annualized return of 6.5438+0 million is about 25,000 yuan.
However, the actual expected return of the Monetary Fund is calculated according to the expected return of 10000 copies. For example, the expected return of a fund on that day is 10000, which means that the actual expected return of the money fund on that day is RMB, and the actual expected return of the money fund on that day is RMB.
2. Bond funds
Bond funds mainly invest in bonds and a small part in stocks. The proportion of stock investment largely determines the risk and expected return of the fund.
But on the whole, the expected rate of return of bond funds is not high, and the average expected rate of return of bond funds in 20 19 years is about 6%, so the expected rate of return of bond funds in10 million is about 60,000 yuan a year.
3. Equity funds
Most equity funds invest in stocks, because stocks are high-risk products, so the risks and expected returns of equity funds are significantly higher than those of bond funds and monetary funds.
20 19, the overall performance of equity funds is high, and the average expected rate of return is over 30%. According to this calculation, the expected income of1100,000 people buying stock funds for one year is about 300,000 yuan.
However, this is only the expected expected return calculated on average. In fact, not every fund will be profitable, especially equity funds, and the risk of principal loss is also great. The above information about the expected annual income of 1 10,000 funds, I hope it will help you. Warm reminder, financial management is risky and investment needs to be cautious.