10 formal online loans recognized by the state?

The top ten formal online lending platforms recognized by the state mainly include: 1. Ping An HP, 2. JD Finance, 3. Suning Finance, 4. Paipaidai, 5. Weilidai, 6. Jiebai, 7. Xiaomi loan, 8. 360 IOU, 9. Money to spend, 10. China Merchants Lianhao loan

1. Ping An Puhui

Ping An Puhui is a subsidiary of Ping An of China Online loan platforms are quite reliable in terms of safety. It also has many loan products, such as: i-loan, life insurance loan, excellent housing loan, car owner loan, homeowner loan, etc. Users can choose according to their own needs.

2. Jingdong Finance

Jingdong Finance belongs to the Jingdong platform. Both white bars and gold bars of Jingdong Finance can help people in need borrow money. The amount of white bars is relatively small, and the loan limit of gold bars is relatively small. high.

3. Suning Finance

Many people should be familiar with Suning Finance. Its main loan product is Suning Renzhipay. The loan amount of Wanlipay can be as high as 200,000 yuan. The main reason is that the threshold for applying for the amount is low. Adults over 18 years old and with no bad records on their credit reports can apply.

4. Paipaidai

Paipaidai is also a very reliable online loan platform. It is understood that it has existed for ten years and has been listed in the United States. The loan amount can be up to 200,000 yuan.

5. Weilidai

"Weilidai" is a purely online small credit revolving consumer loan product launched by WeBank, the first domestic Internet bank, for WeChat users and mobile QQ users. .

"Weilidai" adopts an official invitation system. Invited users can see the "Weilidai" entrance in the "QQ Wallet" of mobile QQ and the "WeChat Pay" of WeChat, and can receive up to 200,000 Yuan loan limit

6. Jiebei Jiebei is a reception service of Alipay, and its safety index is relatively high. Currently, as long as you have an Alipay Zhima credit score of over 600. The loan amount you can apply for ranges from 1,000-300,000 yuan.

7. Xiaomi Loan

It is a loan product of Xiaomi Financier and provides installment services. The application process is a bit cumbersome, but it supports borrowing and repaying at any time. Generally speaking, it is reliable. .

8. 360 IOU

Its main features are fast lending speed, low application threshold, and daily loan interest rate as low as 0.027%, which is converted into an annual interest rate of 95%. It does not require much With a complicated application process, you can apply for a mortgage in as little as one minute, and you can borrow and repay at any time.

9. Money to spend

Baidu's loan platform can meet the various needs of different borrowers based on different loan businesses. The lending method is simple, mainly with low interest rates. Supports borrowing and returning at any time.

10. China Merchants Union Good Futures Loan

It is a lending service launched by China Merchants Union Consumer Finance. It has been among the top ten formal online loans for a long time. The formality of the platform is self-evident. , the loan amount is generally around RMB 20,000-200,000. And the amount can be recycled within 3 years.