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What's the difference between the savings card of China Construction Bank and the provident fund dragon card? Can both be used as savings cards?
First, they can all be used as savings cards, and they are all debit cards. The difference is that the provident fund dragon card has one more function than the ordinary savings card. Provident Fund Dragon Card is a multi-functional Dragon Card debit card that integrates the functions of housing provident fund account inquiry, withdrawal and repayment with personal savings, settlement and consumption.

Second, the main functions of the provident fund dragon card

1, inquiry function of deposit and loan balance of provident fund

You can check the balance of your own provident fund deposit account and provident fund loan account at any time, or you can voluntarily apply for the provident fund dragon card associated with other personal loan accounts, housing subsidy accounts and housing maintenance fund accounts.

2. Provident fund deposit and loan details query function

You can check the deposit and withdrawal details of the provident fund deposit account and the payment and repayment details of the provident fund loan account at any time, and print the details on CCB outlets and self-service terminals.

3. Entrusted withdrawal function of provident fund (this project does not support provident fund centers all over the country and cannot be withdrawn on a monthly or quarterly basis).

It is only necessary to sign an agreement with CCB to entrust the withdrawal of provident fund, and with the approval of the local housing provident fund management center, CCB will directly transfer the entrusted withdrawal amount of the customer's (and spouse's) provident fund into the Longka savings account, which is convenient for use and repayment.

When the customer needs to withdraw the provident fund for reasons such as house purchase, overhaul and retirement. With the approval of the local provident fund management center, CCB will transfer the customer's (and spouse's) provident fund deposit amount to the provident fund savings account.

4. Provident fund transfer repayment function

Take Longka Provident Fund as the designated repayment account for your provident fund loans and personal housing loans, and deposit or transfer cash into Longka Provident Fund savings account at CCB outlets. CCB will regularly realize the transfer repayment of provident fund loans and personal housing loans through the entrusted deduction signing function.

5. Provident fund repayment account function

According to the local housing provident fund withdrawal policy, Longka Provident Fund provides a unique provident fund repayment account management function, which is specially used to store the funds withdrawn from the provident fund. CCB will repay your housing loan in strict accordance with the transfer frequency and quota stipulated by the local housing provident fund management center. Self-service devices such as CCB outlets and ATMs provide the function of inquiring the balance and details of the special account.

6. Dragon Card Savings Card Function

At the same time, the provident fund dragon card has all the functions of the CCB dragon card (dragon card): personal financial services such as deposit and withdrawal, inquiry, transfer, remittance, consumption, deposit and withdrawal, payroll payment, collection and payment, securities trading, online banking and telephone banking.

Extended data

Functions of Longka Savings Card

CCB Dragon Comics? On the basis of the original traditional bank card functions such as transfer, consumption, cash deposit and withdrawal, payment, collection and payment, more value-added functions such as one-card multi-account account, investment and wealth management and other wealth management signing services have been added.

1, one account with many accounts, comprehensive management: Except for current and fixed deposit accounts in RMB, USD, HKD, JPY, EUR and GBP, other accounts of customers' own construction bank can be linked to Dragon Cartoon to arrange funds as a whole.

2. Contract financing, automatic transfer: You can choose a variety of automatic transfer services, such as changing current account into current account, changing current account into fixed account, changing current account into notice, changing notice into current account, voucher-based automatic transfer of treasury bonds due, signing automatic remittance, etc. The bank will automatically dispatch funds for customers according to their contracts.

3、? Convenient and flexible collection and payment on behalf of customers: Dragon Cartoon can be used as a payroll account, and can also be used to withhold and remit related expenses, thus avoiding the trouble of customers withdrawing cash and paying cash.

4. Investment and wealth management, value preservation and appreciation: Through Dragon Cartoon, customers can handle a series of investment and wealth management businesses such as foreign exchange trading, voucher-type government bonds, funds, bank-securities transfer and customer margin service. , is a good financial helper to obtain higher income.

5. Wide channels and convenient card use: customers can use dragon cards in special merchants and self-service devices (such as ATM, CDM ATM, self-service terminals, etc.) besides trading at the counter. ), telephone banking, online banking and other channels? Make a transaction and experience the fun of using the card anytime, anywhere.

6. Overseas transactions, GM: UnionPay Dragon Card? (The original Dragon Card Savings Card) can realize overseas cash withdrawal and consumption through UnionPay network; VISA or MasterCard cartoon? In addition to using the UnionPay network, you can also spend money by swiping cards from merchants with VISA or MasterCard logos in more than 200 countries and regions around the world, and withdraw local currency from ATM machines, making overseas travel more convenient and unique.

7、? Convenient bid, automatic upgrade: Longka Cartoon is convenient to bid, and all branches of CCB can handle it. The original dragon card savings card does not need to be changed, and it is automatically upgraded to a dragon card cartoon? .

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