1, diversifying investment risks

A fund portfolio is a fund package, which includes different types of funds. Compared with investing in a single fund, the fund portfolio can achieve a very good purpose of diversifying investment, so that eggs are packed in baskets. If you only prefer a certain type of fund, when the market changes, if there is no other variety to balance it, it will often bring great investment losses because of centralized holding. The way of fund combination can spread the investment risk by investing in funds of different styles and industries, and obtain excess market returns through rational allocation.

2. Balance re-optimization

After the fund portfolio is built, it does not mean that everything is fine. It is necessary to constantly optimize the portfolio according to the changes of the market, adjust the portfolio in time, replace the target with poor performance for a long time, adjust the position according to the risk situation of the market, increase the proportion of equity investment when the market is booming, and moderately reduce the proportion of equity investment when the market is depressed, so as to control the risk of the fund portfolio. This series of operations need a fund portfolio manager with professional ability and market sense to operate.

3. Investment is more specialized.

An excellent fund manager in a fund company is the manager of a fund portfolio, and an excellent fund manager can be a manager. Fund managers choose a package of funds from the whole market according to their own professional level and the risk-return characteristics of the portfolio, so fund managers have stronger fund selection ability, more timely grasp of market information and better investment environment, so the investment portfolio constructed is more reasonable than that of ordinary investors.

Extended data:

The right person for the fund portfolio

1, novice investors, lack of professional knowledge, little understanding of the market, lack of practical experience, but also need to invest with the help of professional strength, and in the process of investment, understand the investment strategy and investment philosophy of fund managers, and constantly learn.

2, office workers, office workers are busy with work most of the time, don't have much time to pay attention to the market, the work is already very tired, and there is not much energy to study the fund, and the fund portfolio is just a time-saving and labor-saving investment method, as long as it is followed up in time according to the operation of the manager.

3. People with clear investment goals, such investors often have certain investment strength, have clear plans for their own assets, and have clear investment goals. They can achieve their investment goals by choosing a suitable fund portfolio and stick to long-term investment.