Taking reducing the rate of "five insurances and one gold" as a breakthrough, it has promoted the reduction of labor costs of enterprises, reduced the burden of production and operation, and played a positive role in stabilizing the real economy.

At present, the total rate of five social insurances for enterprise employees is 39.25% of the total wages of enterprise employees, ranking 13 among 173 countries and regions included in the statistics, which is close to the 40% payment threshold of European welfare countries such as France, Germany and Italy, and is 23.2% higher than that of the United States, Japan and South Korea respectively. Coupled with the housing accumulation fund deposit of 10% to 24%, the nominal rate of "five insurances and one gold" has reached about 60%.

The long-term high rate of "five insurances and one gold" and the mechanism to determine and improve the payment base need to be improved, which has become an important factor to drive the labor cost of enterprises to rise continuously and affect the stable production and operation of enterprises, greatly reducing the competitive advantage of manufacturing industry. At the cost of employing 1 worker, Thailand can employ 1.5 workers, the Philippines can employ 2.5 workers and Indonesia can employ 3.5 workers. The advantage of labor cost has been replaced by Southeast Asian countries, and the developed countries such as the United States have launched plans such as "re-industrialization" and "revitalizing manufacturing", and the manufacturing industry is facing great challenges.

Reasonably adjusting the payment level of five insurances and one gold and establishing a fairer and more reasonable rate determination mechanism are important measures to reduce the burden of production and operation of enterprises, control the excessive rise of labor costs and promote the optimal allocation of labor resources, which is conducive to steady growth, employment promotion and structural adjustment. At the same time, reducing the current payment level of enterprises and employees without affecting the treatment level of insured personnel also provides an opportunity to stimulate the employment vitality of enterprises, promote the income distribution and salary reform of enterprises, and improve the current wage income of employees.

Therefore, the proposal clearly puts forward a series of measures to reduce the labor cost of enterprises, including: reducing the proportion of social security contributions of enterprises and taking comprehensive measures to supplement the funding gap; Improve the housing provident fund system, standardize and appropriately reduce the proportion of enterprise housing provident fund deposit in stages; Improve the minimum wage adjustment mechanism and improve the labor market system.

According to the preliminary calculation of social insurance fund collection income, the policy of reducing social security contribution rate can reduce the burden on enterprises by more than 654.38+000 billion yuan per year, and reducing the proportion of enterprise housing provident fund contribution can reduce the burden on enterprises by about 40 billion yuan per year. The comprehensive burden reduction effect of various measures is about 654.38+05 billion yuan, which greatly reduces the labor cost of enterprises, plays a positive role in "reducing the burden" and "loosening" of enterprises, and is conducive to promoting the transformation, upgrading and innovation and development of enterprises. Assuming that the burden reduction of enterprises is converted into the increase of employees' income and enterprise investment and construction according to the proportion of 50%, it is calculated according to the elastic relationship between investment, consumption and GDP in the past, and the policy offset effect is deducted.