It mainly depends on how you define a good deal~

Here we need to discuss the issue of opportunity cost and capital liquidity.

Opportunity cost refers to the use of certain Another type of income that is given up when resources obtain certain income. If you use the money elsewhere, but can obtain greater benefits, it is certainly not cost-effective~

Regular income The safety of principal is more stable and more guaranteed than funds, but the liquidity and income of funds are far less good than funds.

Currently, most banks’ one-year interest rates on deposits are It is around 1.5%-2.5%, which is much lower than the 9% of the fund.

To put it simply, the fund can make more money, and it is easier to use the money for other purposes. There are places to go, but the risk will be higher than regular visits.