Fund investment is relatively simple, easy to operate, worry-free and labor-saving, and the professional requirements are not too high. But no matter how simple things are, if we don't spend some time studying, then we won't understand. So how does the fund's fixed investment terminate? Bian Xiao has prepared relevant contents for everyone. Let's have a look! .
How to end the fixed investment of the fund?
In your own fund, click more in the upper right corner, and then click terminate or cancel. Tip: The fixed investment of the Fund cannot be terminated, cancelled or suspended on the fixed investment deduction date. Investors can wait for the fund to terminate after the deduction date.
The fixed investment of the fund is a process of many a mickle makes a mickle. There are few funds in the early stage and the income is not obvious. Only after a long time can the book value be truly reflected. Secondly, in the process of long-term fixed investment, the fund's position cost will be evenly shared, and the risk will continue to decrease; When the fund falls, it will make a fixed investment. According to the smile curve principle of the fund, when the fund starts to rebound, the probability of having enough bottom positions will be greater.
How to terminate the fixed investment fund?
First of all, terminating the fixed investment does not mean selling the fund. There are two ways to terminate the fixed investment:
1 Go directly to the software of the fund you purchased to directly terminate the fixed investment of the fund;
2 If the designated account fails to deduct the fixed investment for three consecutive months, the system will terminate the fixed investment business by default.
Generally speaking, many people choose to terminate the fixed investment when the bull market rises, because the bull market stocks generally rise, and the fund income will also rise linearly. Continuous fixed investment is tantamount to raising costs in disguise, which is obviously not cost-effective. Secondly, after the change of fund managers, they often choose to terminate the fixed investment, wait and see for a period of time, and then decide the follow-up operation according to the actual situation of fund performance.
How does the fund cancel the fixed investment?
After the fund buys a fixed investment, it can cancel the fixed investment, that is, investors can enter the fund interface of fixed investment and click the cancel or terminate option. It usually takes T+ 1 trading day for investors to terminate the fixed investment plan. Therefore, if the investor terminates the fixed investment on the same trading day, the fixed investment on that day will continue to be deducted, and no deduction will be made next time. It should be noted that the trading day refers to the opening time of the stock market from Monday to Friday, except for legal holidays, and the trading day is 650.
Generally speaking, when the fund meets the following conditions, investors will terminate their fixed investment:
1. When the investment profit reaches the investor's investment target, the investor can choose to terminate the fixed investment operation. For example, when the investor's investment target is 8%, he can choose to terminate his fixed investment operation.
2. When the upward trend of the fund ends and the downward trend begins, or the trend of the fund's subject matter changes from the upward trend to the downward trend, investors can choose to terminate the fixed investment operation at this time to avoid the losses caused by the decline of the fund's net value.
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