First of all, whether we should persist in preventing funds from depreciating due to rising prices is a question that every contemporary person must think about. Therefore, investment and financial management are basic human skills, just like being able to drive. Driving can be a profession, and more
Most of them are a tool to improve people's travel convenience and improve the efficiency and quality of life. The same is true for investment and financial management. It can be regarded as a profession, but for more people, learning basic investment and financial management will better improve the use of funds.
efficiency to achieve the purpose of maintaining and increasing the value of funds.
From this perspective, we must persist!
Secondly, everything has a process. What a long process it is from the first day of school to graduation, employment and a life of income. It takes more than ten years, and some people even take more than twenty years. Few parents will be in a hurry.
, because this is common sense, it takes a hundred years to cultivate people, and it takes ten years for trees to grow. If you are impatient, the growth will slowly increase, one year after another. But when it comes to investment, why are many people impatient? First, the market has put some very few short-term investments into
Cases of huge profits are over-publicized, and it seems that this kind of gambling-style single large profit can be replicated. For some who are eager for quick success and have a slightly immature mind, it is easy to believe it. Secondly, the investment threshold is too low. As long as you know how to buy and sell.
, you can get started. After one or two years of trading, you are said to have "get started", but when you get started, there is a big difference between "getting started" and "entering the industry". There is a folk saying, "It takes three years to get started, five years to join the industry, and ten years to become the king."
There are many reasons for investment losses in the end. The external environment is not good. For example, the market is in a weak position and it is very difficult to make money. Many professional funds will also experience continuous losses for 1-2 years or even 2-3 years in a bear market.
For example, Chaos Investment Ge Weidong has a fund whose net worth has been below 1 for three consecutive years. However, his personal investment has turned around this year. Loss in two years is not a result in the future, so losses are normal when the general trend is bad!
On the contrary, if it is your own fault, then you should summarize more. Loss is nothing more than greed, gambling, fear, and lack of professionalism. The first three are mentality, and the latter is knowledge!
Finally, I recommend two books: 1: Poor Charlie Munger, this book tells you what knowledge structure is needed for investment 2: Alchemy, this book will tell you the extremes of human nature in the market, both books are written by world-renowned investment masters
Investment Enlightenment, I hope it will be helpful to you. Dualistic view of finance, professional investor, financial writer, welcome to like and follow!
Do you want to stick with it?
This needs to be explained in detail.
In fact, in the melting pot of the stock market, retail investors do not invest much money, and those who can spend large amounts of money to speculate in stocks are even rarer.
Although there is a popular saying in the stock market: Seven losses, two draws and one profit, in the Chinese stock market, the number of retail investors who can make money from it does not exceed 2%.
Many people like you have been struggling in the stock market for 2 years. In the end, not only did they not make any money, but they also lost a lot of money.
What is this concept?
You know, even if some people work hard for 20 or 30 years, it may be difficult to make this kind of money.
For most retail investors, they will not invest so much money in the stock market.
But looking back, maybe the money you lost can only mean that you did not catch up with the good times of the stock market.
In the past few years from 2015 to last year, the three major A-share stock indexes have all fallen by more than 50%, and the GEM has even fallen by as much as 70%. Choosing to speculate in stocks in the past few years only shows that you did not choose the right time.
If there are many people who have been trading stocks at this time who have lost 50% or even 70%, I think your loss should be more than 50%.
It is wrong to hold heavy positions in a bear market, and it is natural for you to lose money. You cannot blame others, you can only blame yourself for not recognizing the situation clearly.
Of course, apart from the factors of the stock market itself, there is also your own method of stock trading.
You know, if the timing is wrong, your efforts will be in vain, if the method is wrong, your efforts will be in vain!
Different stocks you hold will naturally have different positions and different ways of dealing with them.
And before you buy stocks, you have not set a loss line for yourself, you have not conducted an evaluation of your individual stocks, and you have not set a reasonable position. You only want to make money. To put it bluntly, you are not suitable for investment.
I made an investment at that time, and there was no plan to deal with the current situation. I could only ask blindly on the Internet. I did not explain clearly what my current situation was, which stock I held, and what my position was?
If others don’t understand it, it’s even less possible to give you targeted advice!
When the stock market falls and scares you, that is, when it is not far from the bottom, the best time to sell stocks is when your stocks make you happy. Selling stocks when you are the saddest is creating a world for others.
Profit timing.
Some people say that the principle of stock trading is to set a stop-profit and stop-loss level, but who would want to take a profit if the ascending channel is good?
Who wants to stop the loss if it falls by 5%?
Who wants to be wiped out by a 10% drop?
If it falls another 20%...30%, who would be willing to take a cut?
If it falls again... this is probably the charm of the stock market and the reason why most investors are trapped.