Compared with stocks, fund investment thresholds and risk factors are lower. Many people think that investing is only for rich people. In fact, this is not the case. Even with only 100 yuan, we can start investing in funds.

There are different categories of funds. The investment threshold for open-end funds is very low. Some start with a minimum investment of 10 yuan, regardless of type. With only 100 yuan, we can not only buy stock funds, but also buy them at the same time.

Different funds such as stock funds, bond funds, currency funds, etc.

What kind of fund to buy does not entirely depend on how much money we have. We can focus on several aspects: one-time investment or fixed investment with only 100 and every month with 100 to choose from. The investment methods are naturally different. Only 100 can be chosen.

It is a one-time investment. The entry point is more important at this time. We need to evaluate the market situation. If the market is at a relatively low point, it is a better time to enter.

If you have 100 you can choose to invest in every month, it doesn’t matter when to enter.

How long can the funds be idle? How long can the funds be invested? Assuming that the funds used for investment are for future retirement or education funds for children, then the liquidity requirements are not high and there is no need to worry about short-term fluctuations.

, because you have enough time to balance market risks and trade time for space. If you need to use it in the next few years, you must consider market factors. A market that is too hot has greater risks. If it turns sharply downward, it may

It will take several years to repair, and short-term funds cannot afford to wait.

Everyone's investment style has different risk tolerance. Some people start to panic after losing a few points and can't sleep at night. Some people still eat happily and sleep peacefully after losing 30 to 40%. Some people are very aggressive.

Some people are very conservative. Before investing, you must understand your risk preference and choose funds that suit your risk profile.