First, the redemption method
The fixed investment of the fund can be redeemed through various channels such as fund company official website, mobile phone application and bank registration counter. Among them, mobile phone application and fund company official website's redemption operation are the most convenient, which can reflect the account situation in real time. Bank counters generally have some delays because they have to wait for the audit time.
Second, matters needing attention
Before redeeming the fund, you should pay attention to the following points:
1, fixed investment period: generally speaking, redemption can only be carried out after a certain period of fixed investment, and the specific redemption time period is different for different fund companies;
2. Handling fee: Generally speaking, according to the regulations of different fund companies, the redemption fee will be different, and investors need to pay attention when redeeming;
Third, redemption strategy.
When redeeming a fixed investment, a certain strategy is needed. The following are several exchange strategies for your reference:
1. Redeem each fund separately. In this way, each fund can be redeemed at the best time, and the redemption mistakes caused by simultaneous adjustment of several funds can be avoided.
2. Redeem according to the total account amount. This way can save the redemption fee and be more integrated.
3. Redemption according to the portfolio. This method can reasonably allocate risks and benefits for different investment purposes.
conclusion
When redeeming the fixed investment of the fund, we need to pay attention to many problems, such as the fixed investment cycle, handling fees, taxes and fees, etc. Choosing the right redemption strategy can better protect personal income. As an investor, we should not only pay attention to the safety of funds, but also pay attention to the long-term planning of stable income from investment.