When investing in funds, many people will choose the type that suits them first. So can you judge the type by the name of the fund? In fact, you can't just look at it through the fund type. Generally, you need to check it in the details of this fund. Only in this way can we know the exact type, but generally we can see which company the fund belongs to from its name.

There are money funds, bond funds, mixed funds, index funds, stock funds and so on. For ordinary investors, choosing the above types of funds cannot guarantee the safety of the principal, but the risks will be different. However, the greater the risk of the fund, the more benefits users will get after investing.

The Monetary Fund mainly invests in bonds within 1 year, including government bonds, central bank bills, commercial bills, bank time deposit certificates, short-term government bonds, corporate bonds (with high credit rating), interbank deposits and other short-term securities. Its characteristics are high security and low yield. Both ordinary Yu 'ebao and change pass belong to the category of money funds.

Bond fund refers to a fund that specializes in investing in bonds. By pooling the funds of many investors, it makes portfolio investment in bonds and seeks relatively stable returns. The proportion of bonds in bond funds is required to be above 80%, and the rest is 20%. Not as safe as the money fund, but the income is higher than the money fund. Generally, there will be no loss after investment.

Hybrid funds refer to funds that invest in both stocks and bonds, with lower risks than stock funds and higher expected returns than bond funds. According to the proportion of assets investment and its investment strategy, it can be divided into partial stock funds (the proportion of stocks is 50%-70%, and the proportion of bonds is 20%-40%), partial debt funds (just the opposite of partial stock funds), balanced funds (the proportion of stocks and bonds is relatively average, about 40%-60%) and allocation funds (the proportion of stocks and bonds is adjusted according to market conditions).

The main investment products of stock funds are stocks, accounting for more than 80%, which are characterized by high returns and high risks. Stock funds can be divided into preferred stock funds and common stock funds according to the types of stocks. According to the purpose of fund investment, stock funds can be divided into capital appreciation funds, growth funds funds and income funds.