For Xiaobai who wants to invest and manage wealth, the fund is undoubtedly a good choice. The threshold of the fund is low, the operation is relatively simple, the risk is relatively small and the income is relatively stable. What are the basic knowledge introduced by the fund? The following small series brings you how to buy and sell funds, I hope you like it.
What are the basic knowledge introduced by the fund?
First, we need to know what a fund is. Broadly speaking, funds are the collective name of institutional investors, including trust investment funds, unit trust funds, provident funds, insurance funds, retirement funds and funds of various foundations. In a narrow sense, funds refer to funds with specific purposes and uses. The fund we usually refer to refers to the securities investment fund, which belongs to an investment behavior and an indirect investment. Securities investment funds conduct securities investment activities in the form of portfolio, which is essentially a combination of a series of stocks. Secondly, it is necessary to clarify the types of funds. According to different ways, funds can be divided into many types. The most common is to divide funds into stock funds, bond funds, mixed funds and money funds according to different investment types. Finally, it is necessary to clarify the trading hours of the fund. The trading hours of the fund are the same as those of the stock market. Closed from 9: 30- 1 1: 30, 13: 00- 15: 00 from Monday to Friday, and closed on weekends and legal holidays.
How to buy and sell funds?
There are two ways to buy and sell funds, one is off-site purchase and redemption, and the other is on-site purchase and sale. Among them, the OTC purchase and redemption transaction is generally T+ 1 system, which needs to be confirmed by the fund company. Fund trading is FIFO, and it is best to hold it for at least 7 days before selling it, otherwise the handling fee will be very high, and the handling fee within 7 days is 1.5%.
There are two practical methods for reference.
1. Make up positions according to technical indicators. Retail investors can make up their positions according to some specific technical indicators. For example, when the stock price is supported by the 60-day moving average and rebounds upwards, retail investors can consider buying the stock in moderation, or make up positions when there are some K-line charts of buying signals in individual stocks, such as Qixing.
2. Make up positions according to market conditions. When the market has bottomed out after a long-term decline, when the disk has stabilized and there are signs of rising, retail investors can consider appropriate replenishment, or when individual stocks have significant positive news, retail investors can take the opportunity to buy some. Reminder: The stock market is risky, so be cautious when entering the market!