Whether it is reliable for college students to buy funds is related to the type of funds they choose, investment intensity, risk tolerance and financial knowledge reserve, and has nothing to do with whether they are students or not. Even financial projects with relatively small investment risks cannot be risk-free. To avoid risks, you must do your homework in advance, just in case.

College students should not blindly buy funds and follow suit. What suits you is the best. When I heard that friends bought funds to make money, some college students also wanted to catch up with such "dividends" and realize wealth freedom. In fact, investment funds are not simple, and you can make a steady profit without blindly following the trend. There are many kinds of funds, such as bond funds, stock funds, index funds and money funds. Different types are suitable for different people. If you choose a fund type that is not suitable for you, you are likely to lose money. Therefore, it is very important to choose the right fund type.

If college students want to "turn over" through investment funds, they must control their own investment, which is different from some well-off students. Some college students have poor family conditions. The more such people think about "getting rich", the more likely they are to be attracted by the legendary "steady profit without loss" fund project, and put a lot of money into the project, waiting for the "chicken to lay eggs". However, the reality is far more complicated and cruel than imagined. Some college students don't know much about fund industry. They invested in tuition and living expenses, not only didn't make money, but also lost the cost.

Therefore, experts suggest that if college students want to buy funds, they must leave enough money for study and life, and the rest can be invested, which is more secure.

College students' risk tolerance is limited, so they should do what they can. Even rich college students are afraid of investment failure before investing in financial management. This is because most of the money in these people's hands comes from family supply. Once their investment fails, they should not only accept the fact of money loss, but also accept the doubts and accusations of their families.

But even so, many people are attracted by the high bonus of financial management, and do not consider their risk tolerance when investing. As a result, they scratched their heads after the investment failed and didn't know how to deal with and recover the losses.

The amount of financial knowledge reserves directly affects the results of college students' investment and financial management. Mencius said, "Know yourself and yourself, and you will be invincible." It is very necessary for college students to accumulate more financial knowledge if they want to make frequent profits when investing in funds.

However, some students don't have such consciousness. In their view, there are risks and uncertainties in investment and financial management. You don't have to master enough financial knowledge before you invest, but you have to "do" it with your heart. However, if students don't even know what a fund is, but want to get rich overnight by it, it's really whimsical.

Compared with stocks, the investment risk of funds is smaller, but it is by no means a "steady profit without loss" investment project. If college students buy unreliable fund projects, they will still lose everything. Therefore, as the online saying goes: "Investment needs to be cautious, and it is risky to enter the business." Investment and financial management need to be combined with personal circumstances, rather than blindly following the trend.