The fixed investment of the fund can not avoid the inherent risks of fund investment, nor can it guarantee the loss of principal, nor is it an equivalent financial management method to replace savings. Because the fixed investment of the fund itself is a fund investment method, it is impossible to avoid various risks that may be faced in the process of investment operation. So what are the risks of the fund's fixed investment? Come and have a look!

1, market risk

The risk of fixed investment of stock funds mainly comes from the ups and downs of the stock market, and the risk of fixed investment of bond funds mainly comes from the fluctuation of the bond market. If the stock market falls sharply due to the financial turmoil, even if the fixed investment fund is adopted, it is inevitable that the market value of the account will fall sharply temporarily.

2. There is no risk of choosing a good fund.

Although the fixed investment of the fund can spread risks, if you choose a bad fund and hold it for a long time, you will lose more and more. Therefore, when you decide to invest in a fund, you must consider many aspects to choose a good fund, and then decide to invest.

3. The fixed investment of the fund is not equal to the regular risk of the bank.

Some people regard the fixed investment of the fund as a bank time deposit, which is not desirable. The fixed investment of the fund can not guarantee the safety of the principal, nor can it guarantee a certain profit. Fund is an unstable product and cannot replace savings.

Generally speaking, the fixed investment of the fund is also an investment behavior of the fund, which is risky. There are many risks in the fund, but we need to learn more and understand more, so as to better understand these risks and be aware of them.