There are two main ways to calculate the fixed investment cost of the fund, one is to charge in proportion, and the other is to charge in quota. Proportional fee refers to the fund company charging a certain percentage of investors' investment as a handling fee, which is generally between 0.5% and 2%. The more investors invest, the higher the handling fee. According to the fixed fee, the fund company collects a certain amount of investors' investment as a handling fee, and the general fee is between 1- 10 yuan. The more investors invest, the higher the handling fee.
The collection method of fixed investment fees for general funds is determined by the fund company. Before investing, investors need to carefully read the relevant information released by fund companies to understand the collection methods and specific costs of the fees charged by fund companies, so that investors can reasonably arrange their investment portfolios according to their actual conditions.
The collection method of the fixed investment fee of the fund will also be affected by the investor's purchase channel. Under normal circumstances, when investors buy funds through online trading platforms, the handling fee is relatively low, generally between 0.5%- 1%; Investors buy funds through banks or other channels, and the handling fee is relatively high, generally between 1%-2%. When investors buy funds, they should choose the appropriate purchase channels according to their own actual conditions, so as to reduce the commission expenses.
In addition, investors should also pay attention to the discount policy of fund companies when purchasing funds. Some fund companies will introduce discount policies, and investors can enjoy certain discounts when purchasing funds, thus reducing the expenses of handling fees.
In short, the collection method of the fixed investment fee of the fund is decided by the fund company. When purchasing funds, investors should choose appropriate purchasing channels according to their own actual conditions, and pay attention to the discount policies of fund companies in order to reduce handling fees.