The RMB interest rate of RMB personal first-hand housing loan of China Bank is subject to the latest LPR issued by the People's Bank of China. Loans with a term of less than 5 years (inclusive) use the LPR of 1 year, and loans with a term of more than 5 years (inclusive) use the LPR of more than 5 years. When the loan repricing date is adjusted, the LPR of the loan pricing benchmark will be adjusted to the latest LPR of the corresponding grade published by the People's Bank of China.

Due to the differences in business in different regions, please consult the acceptance outlets for details. You can click Life-outlets in personal mobile banking and queue up to inquire about outlet information (you don't need to log in to personal mobile banking).

(Answer time: September 6, 2023)

The above contents are for your reference. Please refer to the actual business regulations.

You are cordially invited to download and use China Bank Mobile Banking APP or China Bank Cross-border GOAPP to handle related business.