2. How much money you can have after a year of fixed investment will have many different results, depending on the market situation. If the types of funds you invest in go up, you will make money. If you go up more, you will make more. If the type of fund you invest in falls, then you will lose money. If you fall much, you will lose much, so there will be no fixed amount after one year.
3. Fixed investment needs long-term persistence, and one year is a bit short. It is best to choose promising industries at low points and stick to fixed investment for a long time.
Welcome to pay attention and learn the real kung fu of investing.
The fixed investment is 2,000 yuan per month, and the total investment is 24,000 yuan a year.
If you invest in the money fund, according to the current annualized rate of return of about 4%, the income will be 1000, but because it is not a one-time investment, the income will be much less than this 1000.
If it is a stock fund with fixed investment, according to the situation in 20 17, the income of most funds is 20% to 30%, and the whole year of 20 17 is a slow bull market, so the income from fixed investment will not be too high, and the annualized rate of return will be around 8%, which should be around 2000 in one year.
If you choose the right fund, in 20 17 years, several funds will earn more than 50%, and Lao Yu's fixed investment income is only close to 80%, but because it is fixed investment, Lao Yu's income is less than 20%, so according to this rate of return, it should be 4000.
For a fixed investment of 2000 yuan per month, it is best not to buy 2000 directly at one time. It can be divided into four parts and fixed once every Friday. If there is a big decline in the week, you can invest more, and if there is a big increase, you can invest less. Generally speaking, an average vote is enough.
After one year, the total cost is 24,000 yuan. After each fixed investment, the unit cost will change. If the net value of the fund unit is higher than the net value of the holding unit, it will raise the cost, and vice versa.
In addition, it also has a lot to do with the funds you choose to invest in.
I have a friend who doesn't know much about stock funds. A friend who works in the financial industry recommended Ruiyuan Growth and Yifangda Blue Chip to him. In the long run, both are excellent funds. When choosing a fund, friends should consider the size of the fund, the position of the fund, the working years of the fund manager and the performance of previous years. If you are too lazy to choose, choose SSE 50 and CSI 300, which are relatively stable.
Fund investment is a long-term process. It is also possible to make a small loss if you make a fixed investment for one year, especially if you buy at a high point, the fund will rise first and then fall, and the cost of buying will be higher.
On the whole, a good fund with an average annual income of more than 10% should have no problem except in special years.
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