The investment period is too short and the investment amount is too small. You just started working again. Financial management can only talk about a certain amount. Match your risk-taking behavior and have a combination. What high rate of return do you pursue? How much risk is the client willing to take?

Money funds are really suitable for your willingness to start saving, and the principal risk is very low. Bond fund You should be suitable for buying pure debt funds that are open regularly. However, the problem with bond funds is to realize the money when you use it. It will take at least three years. So your investment time determines that you are not very suitable for investing in bond funds. Personally, you have accumulated money in the money fund. When you have tens of thousands of dollars, you can slowly turn one-third of the funds into stock funds. It will take some time.

It is best to buy index funds in etf funds in securities companies. Convenient transaction and low cost. Study etf and lof funds. These will be useful when you have some savings and can take risks.