Legal analysis:

There are several ways to query personal accounts with medical insurance cards: 1. Social security center: You can bring your ID card and medical insurance card to the service hall of the social security center in the insured area to ask staff for help. 2. Customer service telephone: You can call the social security service hotline 12333 to make inquiries, and you can make self-help inquiries according to voice prompts, or you can transfer to manual service and apply for inquiries from customer service personnel. 3. Hospitals and pharmacies: You can take your medical insurance card to the designated hospitals and pharmacies nearby and ask the staff to help you check the details of your personal account. 4. Social Security official website: You can search for "XX City Social Insurance Online Personal Inquiry System" on the computer according to the insured address, click Enter after searching for official website, then select the insured identity to enter the inquiry channel, and enter the ID number, name, verification code, etc. After logging in, you can inquire. 5. Alipay, WeChat: You can check the details of medical insurance personal account in the iPhone13 mobile phone iOS15. version, Alipay (1.2.53), WeChat City Service (iOS version 8..16), or the Smart People Society app.

Legal basis:

Detailed Rules for the Implementation of the Social Insurance Law of the People's Republic of China Article 8 If the medical expenses incurred by the insured in the agreed medical institutions meet the standards of the basic medical insurance drug list, diagnosis and treatment items and medical service facilities, they shall be paid from the basic medical insurance fund in accordance with state regulations. If the insured really needs emergency treatment and rescue, they can seek medical treatment in non-agreement medical institutions; The scope of drugs that must be used for rescue can be appropriately relaxed. The specific measures for the administration of emergency and rescue medical services of the insured shall be formulated by the overall planning area according to the local actual situation.

Derivative question:

Can children use their parents' medical insurance cards? You can use it. The operation procedure of parents' medical insurance card to pay children's outpatient expenses has been further simplified. Parents can use personal accounts to see their children, but when parents pay their children's outpatient medical expenses with personal accounts, they need to indicate their parents' social security card number or ID number on the back of their children's outpatient prescriptions. Provide the child's social security card number. Provide the relationship between the two parties, such as father-son relationship and mother-child relationship; At the same time, leave your contact number and sign it. In addition, children are registered for medical treatment at their own expense in the name of their children, and the social security card of their parents is deducted when the medical expenses are settled. Children who have medical expenses in general clinics in the Mainland do not enjoy this treatment. The previous regulations were more complicated, and parents needed to confirm the relationship when paying the outpatient fee for their children.