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The second method is the seven-day annualized rate. For example, if you deposit 10000 yuan and the annualized rate is 4.2% on the seventh day, then the income is 10000 yuan * 0.042/365 = 1. 15. Of course, this seven-day annualized rate is not fixed, but also changes every day. In fact, the first method is the most intuitive and easy to calculate.
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In addition, the income of Yu 'ebao is compound interest, which means that the daily income is calculated by the principal of the previous day plus the income as the principal of the day, which can also be said to be compound interest. Today's income = (previous Japanese gold+previous day's income) * interest rate.