If the current market is just right, then the old fund may be more suitable. Because after the new fund is raised, there is often a period of opening positions.

During the period of opening positions, the fund manager will slowly put the funds into the chips according to the established strategy. During this period, if the funds of the new fund are not fully utilized, some income may be lost.

Unlike the old fund, the position has been running at a high level, the strategy has long been set, the capital utilization rate is high, and the potential income may be higher.

If the market is uncertain, the advantages of the new fund may be higher, because the managers of the new fund can wait until the situation is clear before making a decision.

The difference between old and new funds

1, the net value is different. When buying a fund, if the subscription fee is not considered, then when buying a fund, the unit net value of the fund determines the cost of each fund share.

Generally speaking, the net unit value of newly established funds is 1. Without considering other expenses, 1200 yuan can purchase 1200 fund shares.

However, the old fund has experienced market fluctuations and the net value of the fund unit has changed. If the unit net value has risen to 1.2, then 1200 yuan can only buy funds of 1000.

2. There are differences in reference indicators. Because the old fund has been issued for some time, historical profit data, the scale of opening positions and similar rankings are readily available for investors' reference.

But you may only know who is at the helm of the new fund and which industries to invest in, but you don't know the historical performance, anti-risk ability and specific positions. You are completely blind, so to speak.

Like others, some open-end funds will not be open for trading at the beginning, so the liquidity of new and old funds will be different.