Bank of China is one of the largest commercial banks in China and one of the most active participants in the wealth management product market. Its characteristic is to provide a variety of wealth management products, take risk control as the core, and design products with the idea of giving consideration to both income and risk, so that investors can get the maximum income as much as possible.

First of all, BOC's convertible time deposit certificate is a wealth management product worthy of investors' attention. This product has the dual attributes of convertible and time deposit, and can also withdraw the principal in advance at any time. Among them, the conversion period is 1 year, that is, investors can choose to convert their deposits into other types of wealth management products, such as stock funds or money funds. The advantage of this product is that it not only provides investors with investment channels with controllable risks, but also has higher flexibility and selectivity.

Secondly, Bank of China's money fund is also a very popular financial product. The characteristic of money fund is to maintain the net value of the fund with low risk and steady investment strategy, and at the same time, it also provides higher income than time deposits. The main advantage of BOC Monetary Fund is that it not only provides diversified investment channels, but also provides more flexible redemption services. Investors can buy or sell at any time according to their personal needs, making the capital flow more free.

Finally, BOC's equity fund is also one of the wealth management products that have attracted much attention. The characteristic of this kind of fund is that under the guidance of the fund manager, the main investment strategy is to buy stocks to maintain the net value of the fund. The advantage of BOC stock fund lies in its decentralized investment strategy, which can avoid the risk of a single stock and get higher returns from the bull market of the stock market. In addition, the product also provides convenient services such as regular fixed investment plan and short purchase and redemption time, which is very suitable for long-term investors.

In a word, BOC is one of the most powerful participants in the domestic financial product market at present, and its various financial products have the advantages of controllable risks, stable income, diverse options and convenient services, which are very suitable for small and medium-sized investors to carry out financial planning.